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Compile tax records and assessments with other data sources.
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Upon the HARP program expiring in late 2018, the new Federal Housing Agency launched a new program for high LTV borrowers named Freddie Mac Enhanced Relief Refinance (FMERR). With this program, there is no minimum credit score required.
FMERR is aimed to support homeowners who are struggling but up to date on their payments. With this new program, homeowners can refinance into a lower interest rate which can significantly reduce monthly costs and shorten your loan term. You also have the option to change from an adjustable to a fixed-rate mortgage.
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